Help the Division of Insurance design the standardized Colorado health insurance plan

Written by: Erin Miller
Date Posted: September 3, 2021

The Colorado Option legislation passed last session requires the Division of Insurance to design a standardized health insurance plan that will reduce racial health disparities and offer improved perinatal health coverage. DOI is now asking stakeholders to submit their input about the most important features of this insurance plan. 

Fill out this quick online survey to share your input with the Division. You can also sign up to attend stakeholder meetings here. 

The voices of health care consumers, parents, pregnant people, and other community members – people like you – are essential to ensure that the new health insurance plan design is equitable and meets the needs of pregnant and postpartum Coloradans and their families. This is our opportunity to fight for the inclusion of critical services such as:  

  1. Postpartum home visits — Postpartum people need follow-up visits, lactation support, and maternal mental health services, among other services that should be delivered in the home.  
  1. Coverage of all types of midwives including Certified Nurse Midwives, Certified Professional Midwives and Certified Midwives – Midwifery care is an essential component to combating health disparities and building an effective birthing infrastructure.  
  1. Home births and birth centers – It is imperative that birthing people have access to the full range of safe maternity care. Home birth and birth center births have lower prices than hospital-centered births and show high quality outcomes when they are well integrated into a regulated system of newborn and maternity care.  
  1. Oral health services for pregnant and postpartum people — 40 percent of pregnant people have gum disease. Gum infections have been linked to increased risk for low birthweight and preterm birth among other complications. 
  1. All FDA-approved contraceptives without cost-sharing — requiring that all forms of contraception are covered without copays is an evidence-based way to further reduce unintended pregnancy in Colorado.  
  1. Community doula services — Doulas can provide individually tailored, culturally congruent care and advocacy for pregnant and postpartum people that helps to reduce health disparities and improve health equity. Further, early research has demonstrated that professional doula care saves up to $884 in costs. It also improves health outcomes and quality adjusted life-years equivalent to $1360 per doula. 
  1. Improved coverage of childbirth and parenting education classes — participation in childbirth education classes has been shown to be associated with increased odds of normal vaginal deliveries, which improve outcomes for birthing people and reduce costs.  
  1. Miscarriage management — require access to miscarriage management, including coverage for both medication and procedural care. 
  1. Abortion care — require access to all abortion services, including coverage for both medication and procedural abortion.
Erin Miller

About Erin Miller

Erin leads the health policy work of the Colorado Children’s Campaign to improve health insurance coverage and quality for Colorado’s kids, expand access to health services for Colorado families, and ensure that every child has healthy places to live, learn and play. She has led policy initiatives to strengthen the state’s Maternal Mortality Review Committee, improve access to school lunches, expand access to family planning services and oral health care, and improve pregnancy-related behavioral health. Her professional experiences include service as a WIC Educator and Local Area Retail Coordinator, a Special Assistant in the HHS Office of Planning and Evaluation, a Health Policy Adviser and Budget Analyst for the U.S. House Budget Committee and working with stakeholders in the Colorado Medicaid Program.