Help the Division of Insurance design the standardized Colorado health insurance plan
The Colorado Option legislation passed last session requires the Division of Insurance to design a standardized health insurance plan that will reduce racial health disparities and offer improved perinatal health coverage. DOI is now asking stakeholders to submit their input about the most important features of this insurance plan.
The voices of health care consumers, parents, pregnant people, and other community members – people like you – are essential to ensure that the new health insurance plan design is equitable and meets the needs of pregnant and postpartum Coloradans and their families. This is our opportunity to fight for the inclusion of critical services such as:
- Postpartum home visits — Postpartum people need follow-up visits, lactation support, and maternal mental health services, among other services that should be delivered in the home.
- Coverage of all types of midwives including Certified Nurse Midwives, Certified Professional Midwives and Certified Midwives – Midwifery care is an essential component to combating health disparities and building an effective birthing infrastructure.
- Home births and birth centers – It is imperative that birthing people have access to the full range of safe maternity care. Home birth and birth center births have lower prices than hospital-centered births and show high quality outcomes when they are well integrated into a regulated system of newborn and maternity care.
- Oral health services for pregnant and postpartum people — 40 percent of pregnant people have gum disease. Gum infections have been linked to increased risk for low birthweight and preterm birth among other complications.
- All FDA-approved contraceptives without cost-sharing — requiring that all forms of contraception are covered without copays is an evidence-based way to further reduce unintended pregnancy in Colorado.
- Community doula services — Doulas can provide individually tailored, culturally congruent care and advocacy for pregnant and postpartum people that helps to reduce health disparities and improve health equity. Further, early research has demonstrated that professional doula care saves up to $884 in costs. It also improves health outcomes and quality adjusted life-years equivalent to $1360 per doula.
- Improved coverage of childbirth and parenting education classes — participation in childbirth education classes has been shown to be associated with increased odds of normal vaginal deliveries, which improve outcomes for birthing people and reduce costs.
- Miscarriage management — require access to miscarriage management, including coverage for both medication and procedural care.
- Abortion care — require access to all abortion services, including coverage for both medication and procedural abortion.