SB21-169 (Buckner) Restrict Insurers’ Use Of External Consumer Data

Originally Posted: May 7, 2021
Last Updated: June 11, 2021


This bill would hold insurers accountable for testing their big data systems to ensure they are not unfairly discriminating against protected classes and requires them to take corrective action to address any consumer harms that are discovered.  


The Colorado Children’s Campaign supports this bill as one step to combat systemic racism, institutional bias, and remove barriers to the social determinants of health – such as financial security, housing and transportation – that we know are critical for Colorado kids and families. Emerging research shows the use of algorithms in insurance can be inherently racist or discriminatory against women and place of residence. Insurers have a responsibility to ensure that these tools are not perpetuating racial and other historic injustices.  

Current Status

Senate concurred with House Amendments. The bill repassed the Senate on a vote of 19-13 and now heads to the Governor for signature. 

Previous Statuses

June 4, 2021

Passed out of the House Health & Insurance Committee on a vote of 8-5, our Senior Policy Analyst for Health Equity, Sam Espinoza, testified in support. Passed on second reading in the House and now awaits it’s third reading.  

May 7, 2021

Passed out of the Senate Business, Labor, and Technology Committee along party lines. Our Senior Policy Analyst for Health Equity, Sam Espinoza, testified in support